LIVE TO
YOUR
FULLEST
EXTENT
ABOUT US
OUR MISSION
We exist to help people increase their well-being through better health and greater financial security.
OUR VISION
To be the premier insurance brokerage in Southeast Michicgan and increase the quality of life, relationships and neighborhoods for it's residents through civic engagement activities.
-David Engle, President, LYFE Benefits
OUR PHILOSOPHY
We believe insurance protects the personal financial plans of Americans, provides access to medical care that might otherwise be unaffordable, and prevents financial disasters from occuring when life takes an unexpected turn.
MEET OUR TEAM
About Us
OUR MISSION
We exist to help people increase their well-being through better health and greater financial security.
OUR VISION
To be the premier insurance brokerage in Southeast Michigan and increase the quality of life, relationships and neighborhoods for its residents through civic engagement activities.
OUR PHILOSOPHY
We believe insurance protects the personal financial plans of Americans, provides access to medical care that might otherwise be unaffordable, and prevents financial disasters from occuring when life takes an unexpected turn.
Meet The Team
DAVID ENGLE
President
Licensed health, life, and P&C insurance broker with a background in health care and financial services. David specializes in self-funded employee benefits plans, commercial insurance, HR administration, and employee benefits compliance.
AMANDA KUGLER
P&C Insurance Specialist
Licensed P&C insurance broker with a background in sales and project management. Amanda specializes in business and personal Property & Casualty Insurance.
EMPLOYEE BENEFITS
01 / HEALTH
More and more employees rely on their employer to provide health insurance. According to the 2016 Aflac Workforces Report, 60% of employees are likely to take a job with lower pay but better benefits. Quality health insurance options play a big role in deciding to stay with a currwny employer.
02 / LIFE
98% of all workers with access to a group life insurance plan participate in the plan, according to the National Compensation Survey. This is quickly becoming a standard benefit that is expected by employees.
03 / SUPPLEMENTS
Voluntary benefits can be offered at no cost to an employer. 88% of employees view voluntary benefits as part of a comprehensive benefits package and 70% said they would purchase voluntary benefits offered by their employer (2016 Aflac Workforces Report).
HR CONSULTING
• Customized wrap document • SMM and SAR • Notices • Record keeping • 5500 filings
• Enrollment notification and assistance • Premiums collections • Communications • Filings • Assist with claims
• Ensure proper authorizations are obtained for release of any Private Health Information (PHI) • Ensure employees' information and claims are kept HIPAA-protected
• Streamline your HR Administration • Provide online benefits enrollment to manage open enrollment
We help you navigate the Affordable Care Act (ACA). We provide expert guidance, complex analysis, tracking and reporting.
• FMLA • FSA, HSA, HRA Administration (Section 125 Administration) • CHIRPA, GINA, EEOC, ADA
INDIVIDUAL
AND FAMILY INSURANCE
